Family capital in Belarus in 2025: how to get it and what it can be spent on

Contents:

• The size of family capital in 2025
• Who is eligible for family capital
• How to get family capital
• What can family capital be spent on in 2025
• Can family capital be cashed out?
• Other benefits at the birth of a child
  
• The main thing about family capital

The size of family capital in 2025

In Belarus, the family capital program has been in effect since 2015 and is a form of state support for families with many children. Unlike the Russian system, Belarusian family capital is provided only upon the birth or adoption of a third or subsequent child.
As of January 1, 2025, the size of family capital is 33,275 Belarusian rubles. This amount is indexed annually with a cumulative total by the consumer price index in order to maintain purchasing power.
The program was initially designed for 2015-2019, but was then extended. By Decree of the President of the Republic of Belarus No. 403 of October 30, 2024, the Family Capital program was extended for 2025-2029.

Who is eligible for family capital

Large families raising three or more children are eligible to receive family capital. This applies to born and adopted children under the age of 18.
Main conditions for receiving:

• The applicant must be a citizen of the Republic of Belarus, permanently residing on its territory.
• A family can exercise the right to receive family capital once.
• You must apply for the capital within 6 months from the date of birth (adoption) of the third or subsequent child child.

The right to receive family capital belongs to the mother (stepmother) in a complete family, the parent in a single-parent family, the adoptive parent, and the father (stepfather), provided that he is raising three or more children.

How to receive family capital

To receive family capital, you must contact the local executive committee at your place of residence or registration with an application for the appointment of family capital. This must be done within six months from the date of birth of the child (adoption).
After writing the application, the executive committee requests the necessary documents within 5 working days:

• a certificate of employment and family composition,
• information on the status of the personal account,
• checks information on possible deprivation of parental rights,
• clarifies the veracity of the facts about adoption.

After a positive decision is made, it is necessary to open a special account with JSC ASB Belarusbank - a deposit account called "Family Capital". Funds will be transferred to this account. Opening an account with a commercial bank is not allowed.

What can family capital be spent on in 2025

Family capital funds can be used for strictly defined purposes:
Improving housing conditions:

• purchase of housing (apartment, house),
• construction or reconstruction of a residential building,
• mortgage loan repayment,
• contribution for participation in shared construction.

Children's education:

• tuition fees at universities, colleges, vocational schools;
• payment for private kindergarten services (subject to a state license);
• Payment for additional educational services (clubs, sections).

Provision for children with disabilities:

• purchase of goods and services for social adaptation and integration of children with disabilities into society,
• rehabilitation measures,
• purchase of special equipment.

Important:Unlike the Russian system, in Belarus family capital funds cannot be used to receive monthly payments or a funded pension.

Is it possible to cash out family capital

Cashing out family capital funds is prohibited in Belarus. Attempts to cash out through fictitious transactions or fraudulent schemes are prosecuted by law.
Funds are transferred only by non-cash means to a special deposit account in JSC ASB Belarusbank and can only be used for targeted needs provided for by law.

Other benefits at the birth of a child

In addition to family capital, various benefits are provided in Belarus at the birth of children. From August 1, 2025, the amount of benefits increased by 5.4% due to the growth of the minimum subsistence budget (MSB).
Lump-sum benefit at the birth of a child:

• At the birth of the first child - 4877.20 rubles (10 MBS).
• At the birth of the second and subsequent children - 6828.08 rubles (14 Lump sum allowance).

One-time allowance for women registered with healthcare organizations before 12 weeks of pregnancy — 487.72 rubles (100% of the Lump sum allowance).
Monthly child care benefits (from August 1, 2025 to January 31, 2026):

• For the first child - 931.91 rubles.
• For the second and subsequent children - 1065.04 rubles.
• For a disabled child - 1198.17 rubles.

The main thing about family capital

• Family capital in Belarus is a support program for large families, which provides non-cash funds in the amount of 33,275 rubles at the birth or adoption of a third or subsequent child.
• Citizens of Belarus permanently residing on its territory are eligible to receive it, provided that they are raising three or more children. Family capital is issued once. To receive it, you must contact your local executive committee within 6 months from the date of birth (adoption) of the child and open a special account with Belarusbank JSC. Family capital funds can be used to improve housing conditions, education of children, social adaptation of children with disabilities. Cashing out funds is prohibited.
• In addition to family capital, at the birth of a child, one-time and monthly benefits are paid, the amount of which is tied to the subsistence minimum budget and is indexed annually.
• The family capital program has been extended until December 31, 2029.

The family capital program in Belarus is an important measure of social support large families and is aimed at improving the demographic situation in the country.