Is it worth investing in Russian stocks in 2025?

Contents:

• "As long as the rate remains high and there is general uncertainty about the future, stocks will not rise"
• "For long-term goals, buying stocks is the right decision"
• "Long-term investors can buy stocks at any time and on a regular basis"
• "It is better to choose stocks of stable companies"
• "It is worth paying attention to the technology sector, gold and gas mining companies"
• How to learn more about investing

"As long as the rate remains high and there is general uncertainty about the future, stocks will not rise"

A financial and investment advisor is a professional who helps clients manage their finances and make informed investment decisions. The main task of a financial advisor is to analyze the client's financial situation, develop strategies for increasing capital investments and optimizing expenses.

An investment advisor provides recommendations on the selection of assets, such as stocks, bonds, real estate and other financial instruments. They also help in forming an investment portfolio, taking into account the client's risk profile and their financial goals.

In addition, financial advisors can offer services in tax planning, pension provision and inheritance. Their expert opinion allows clients to avoid common mistakes and effectively manage their assets.

When choosing a financial and investment advisor, it is important to pay attention to their qualifications, work experience and reputation. A reliable advisor will help you achieve financial stability and confidence in the future.

Given the current high key rate and general economic uncertainty, talking about growth in the Russian market is unreasonable. Investors find it unprofitable to invest in risky assets when bank deposits and bonds offer returns exceeding 20%. This situation has led to a decline in the index since May 2024. Investors prefer more stable and predictable instruments, which exacerbates the market decline.

Companies that demonstrate uniqueness and an innovative approach stand out from the competition. They attract attention thanks to original products, high-quality service, and an active market position. Companies that actively utilize modern technologies and follow trends are able to create a memorable image. Brands focused on sustainable development and social responsibility are also becoming more attractive to consumers. Furthermore, companies that effectively engage with customers through social media and other channels attract greater attention and build a loyal community. Thus, the diversity of approaches and strategies makes some companies more noticeable and interesting than others.

• T-Bank — we are awaiting the completion of the merger with Rosbank and the implementation of management plans to optimize processes, increase capital, the loan portfolio, and build unified business processes. The bank also plans to regularly pay dividends and develop non-financial projects.
• Corporate Center ICS 5 — awaiting a return to trading, the company is actively growing, opening new stores and developing online trading.
• MD Medical Group — plans to expand its network and develop in the regions.
• Polyus — a long-term story. The company plans to double gold production through new deposits, which it will launch by 2028-2029.

An investor must clearly understand the factors contributing to the growth of a particular company's shares. It is important to assess the company's potential. The situation varies depending on the stability of the business: if a company demonstrates regular dividends and a strong financial position, this indicates its reliability. Conversely, if a company is experiencing losses, has a high debt burden, or is poorly managed, this may negatively impact its shares. Therefore, a thorough analysis of the company's financial performance and business model is key to successful investing.

If a company plans to develop a new field that can significantly increase its revenue and profit in the future, such an investment will be justified and promising. However, if a business is faced with a constant decline in revenue, falling sales, and a decrease in capital, then positive results should not be expected from its securities. It is important for investors to analyze the company's financial performance and trends in order to make informed decisions.

Gazprom shares are currently at a level close to the 2009 lows. The question arises: are they worth buying? What is the growth potential of these shares? If a peace treaty is signed, sanctions are lifted, and gas supplies to Europe resume, it's likely that stocks will rise. However, no one can guarantee such a scenario. Investors should consider the risks and uncertainties associated with the current situation in the gas market and the geopolitical environment.

"For long-term goals, buying shares is the right decision"

An economist with a PhD in economics is an associate professor in the Department of Economics at the Institute of International Economic Relations. He specializes in economic research and teaching economic disciplines. He is actively involved in research projects aimed at analyzing global economic processes and developing international economic policy.

If investors are considering long-term investments, purchasing shares of Russian companies in 2025 may be the optimal choice. In this context, it is worth paying attention to certain securities that can demonstrate stable growth and attractive returns.

Now there is an opportunity to purchase Sberbank shares at a favorable price. Dividends are expected in the summer, which may exceed 15%. Sberbank shares are attracting the attention of investors, since in conditions of economic instability, proven leaders are always trusted more. The current sale of shares is not due to the bank's problems, but to the actions of speculators who are switching to more profitable assets. Historically, Sberbank shares have always returned to their fair value after declines. This was observed after the crises of 1998, 2008, 2014, 2020, and 2022. Investing in Sberbank shares can be a reliable strategy for generating stable income over the long term.

Sberbank has demonstrated stable growth in its key financial indicators, even in an environment of record-high interest rates. Given that the Central Bank of Russia will subsequently move to lower the key rate, a significant increase in the bank's profits can be expected. This, in turn, will lead to an increase in the value of Sberbank shares. Investors can count on positive dynamics and improved financial results in the future.

Surgutneftegaz preferred shares are a reliable tool for preserving capital in an environment of high inflation. The company demonstrates a stable financial position and high financial stability, making it attractive to investors. Surgutneftegas' dividend policy is clear and time-tested, enhancing confidence in its shares. Unlike many companies that face challenges when interest rates rise, Surgutneftegas benefits from this situation, making preferred shares even more attractive to investors seeking to protect their investments.An important aspect of building an effective investment portfolio is including not only stocks but also other financial instruments, such as money market funds, bonds, and mutual funds. Portfolio diversification is a key risk management method, especially relevant during economic crises and financial market instability. Proper asset allocation helps minimize potential losses and ensure more stable income. Investing in different asset classes allows you to create reliable capital protection and increase the chances of successful investment in the long term.

"Long-term investors can buy shares at any time and on a regular basis"

Investment Director of a venture fund and speaker of Skillbox courses on financial modeling and investment valuation. He has deep knowledge of investments and fund management, which allows him to effectively analyze and evaluate promising projects. Participation in Skillbox educational programs promotes the dissemination of knowledge in finance and investment, helping beginners and professionals master key skills for a successful career in venture capital.

Investing in stocks is an important step towards achieving financial stability and capital growth. Amid high inflation in Russia, stocks are now available at low prices. Regular investments in stocks can be a profitable solution, as their value is expected to increase in the long term, starting in 2026-2027. This time represents a unique opportunity for investors seeking to increase their assets and take advantage of a favorable market situation.

In today's risky environment, it is advisable to invest only in stable companies. The key criteria for selecting such companies include financial stability, resilience to market fluctuations, portfolio diversity, and a high degree of business transparency. Pay attention to companies with a good reputation, reliable financial performance, and positive customer reviews. It is also important to consider their development strategy and ability to adapt to changes in the economic environment. Investing in stable companies will help minimize risks and ensure long-term capital growth. Profit not below zero. Positive cash flow. At least part of the revenue is in foreign currency. For example, the oil and metallurgy sectors receive foreign currency revenue. Low debt burdens. It is not recommended to invest the entire amount in shares at once. This approach will help minimize the risk of losses in the event of a market decline. A wise allocation of funds and phased investment can provide greater financial stability and capital protection.

"It is better to choose shares of stable companies"

Financial A mentor at the FINAM investment group has extensive experience and knowledge in trading and investing. He is also a lecturer at the FINAM training center and a speaker for the Skillbox "Trading" course, where he shares his experience and teaches students the basics of successful trading strategies in the financial markets.

Some investors are confident that the value of Russian stocks will not fall below current levels. However, even with a certain value, stocks may continue to decline. With the market showing no signs of recovering from the crisis, it makes sense to invest in stocks that have demonstrated resilience to various economic challenges since 2019. There are few such stocks on the Russian stock market. According to technical analysis, such stocks include Yandex, Aeroflot, Polyus, Sber, and Lukoil. These companies have demonstrated stability and potential reliability in unstable conditions, making them attractive for long-term investments.

"It is worth paying attention to the technology sector, gold and gas mining companies"

The managing partner of the consulting company "2B Dialog" has extensive experience in management and consulting. He provides strategic leadership and develops key business areas, ensuring high-quality services for clients. His responsibilities include market analysis, identifying client needs, and developing effective solutions that promote company growth and sustainability. The partner actively participates in the development of innovative strategies aimed at optimizing business processes and increasing the competitiveness of clients. The managing partner's experience and professionalism make the consulting company "2B Dialog" a reliable partner in achieving business goals.

Stocks are currently an effective tool for long-term investment. Among promising companies, Polyus, Novatek, and T-Technologies stand out, demonstrating positive dynamics. This category of stocks includes companies engaged in gold and gas production, as well as representatives of the technology sector. They are expected to continue to grow in the near future due to geopolitical factors, general price increases, and the development of innovative technologies. Investors can view these shares as a reliable asset for building a portfolio focused on long-term income.

For short-term investments, cash mutual funds are the optimal choice. Such funds include the Alfa-Capital Money Market Mutual Fund, the Pervaya Mutual Fund - Savings Fund, the Liquidity Mutual Fund from VIM Management Company, and the Tinkoff Money Market. These investment instruments offer reliability and liquidity, making them attractive to investors seeking to preserve capital and generate a small income in the short term. Choosing a cash mutual fund can be a smart move for those looking for safe investment options with minimal risk.

How to learn more about investing

• If you're just starting to dive into the topic, read Skillbox Media's articles about investment instruments. Learn how stocks, bonds, mutual funds, ETFs, options, and futures work.
• It will also be useful to understand the difference between long and short positions and the purpose of stockbrokers.
• To understand the difference between a trader and an investor, read our overview of the trader profession. In it, we discuss how much you can earn from trading and the qualities a trader needs.
• For those who want to learn how to invest, Skillbox offers a course called "Personal Investing." It teaches goal setting, strategy development, risk assessment, understanding the stock market, and selecting securities. The course was recorded jointly with the Moscow Exchange.